The Great Birth Control Debate

Debates, disagreements and division. It is a wonder anything ever gets passed in Washington these days. "Can't we all just get along?" :-) or at least meet somewhere in the middle?
Today the Senate voted to uphold the President's birth control policy and against a republican plan to allow employers and health insurance companies to deny "specific items or services" for women, including birth control, if they felt it went against their religious or moral beliefs.
President Obama's health care law that passed in 2010 stated that most insurers must cover preventative services for women including all contraceptive drugs and devices without a copay or deductible. Churches were exempt but not church-affiliated schools, hospitals etc. There was an uproar about it last month with protests from the Catholic church. (sidebar-how did the President or his administration think that there wouldn't be? Just like the Susan G.Komen/Planned Parenthood debacle. I wonder how these decisions come about in a meeting without the majority realizing that it ain't gonna fly! That there will be backlash and unnecessary bad publicity?! Who are their PR reps?!))
Anyway, President Obama offered a compromise in which the church-affiliated organizations/employers would not have to foot the bill but that the insurance companies must provide these services at no cost to the patients. But the republicans are not in agreement of such compromise hence the debate and vote today.
I remember being a resident at Georgetown University hospital. I am also Catholic but yes I was having premarital sex in a committed relationship. I was doing what I thought was the responsible thing by taking birth control and preventing an unwanted pregnancy. I do remember how costly it was since my health insurance through this Jesuit university did not cover it. But I understood where I was and understood why it was not covered. I preferred the cost over the consequence.
I wish the church and others would see that allowing free and easy access to different types of birth control would lessen the use of the morning after pill, would lessen the amount of abortions performed and the amount of unwanted babies born. But first they would have to be convinced that premarital sex is not a sin and that abstinence programs don't work. Soooo, I need another plan.
However, I am not sure why employers or insurance companies have to provide FREE contraception. It is a choice to have sex. If you are doing so without the intent to procreate then duh-you should use birth control and you should contribute to the cost of such birth control. I see nothing wrong with there being a copay or deductibles applied for birth control in those that can afford to do so.
Thoughts?